Credit Report Scanner

Credit reports are full of errors — wrong balances, incorrect dates, accounts that aren't yours, unauthorized inquiries. This scanner reads your credit report, identifies every disputable item, and generates ready-to-send FCRA dispute letters for each one. Upload a PDF and take control of your credit.

Free. No account. No data stored.

Don't have your credit report yet? Download it free from AnnualCreditReport.com — the only federally authorized source. You're entitled to one free report per week from each bureau (Experian, TransUnion, Equifax). Download as PDF, then upload it here.

Analysis takes 30-90 seconds
What do we check?
Extracting text...
Extracting accounts, checking dates, analyzing for errors...
Your data is safe. Credit reports are processed in memory and deleted immediately after analysis. Nothing is stored, indexed, or shared. We don't log filenames or personal information.
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